Long-term care (LTC) is a variety of services which help meet both the medical and non-medical need of people with a chronic illness or disability who cannot care for themselves for long periods of time.
By 2050, it’s estimated about 50 million older Americans will need long-term care. A study by the US Department of Health and Human Services says 4 out of every 10 people who reach age 65 will enter a nursing home at some point in their lives. About 10% of the people who enter a nursing home will stay there five years or more.
We can help you navigate your questions when it comes to selecting the right LTC coverage for you and your needs. We’ll look at the following during your initial consultation:
- Types of LTC coverage available.
- Who in your family is likely to need LTC.
- What to look for when buying LTC insurance.
Call us today so you can feel confident about your future, knowing you’re helping to protect your assets and your family’s well being.